NCR Loan Calculator

Calculate your loan repayments in compliance with the National Credit Act (NCA)

National Credit Act (NCA) Compliant

This calculator enforces the maximum prescribed interest rates and statutory fees allowed by the National Credit Regulator (NCR) for unsecured credit agreements in South Africa.

Loan Parameters

R 1,000R 300,000
5.00%27.75% (NCR Max)
6 Months84 Months (7 Yrs)

NCA Statutory Fees

Max R69.00

Repayment Summary

Monthly Instalment
R 0.00
Per month for 36 months
Total Cost of Credit
R 0.00
Total Interest & Fees
R 0.00
Cash Loan AmountR 0.00
+ Initiation FeeR 0.00
= Capital FinancedR 0.00
+ Total InterestR 0.00
+ Total Service FeesR 0.00
Important Disclaimer: This calculator provides estimates based on the National Credit Act (NCA) prescribed maximum rates for unsecured credit in South Africa. Actual offers from credit providers may vary. Interest is calculated on a declining balance. All figures are estimates intended for informational purposes only and do not constitute a binding credit agreement. Loan approval is subject to credit provider assessment and affordability checks as required by the NCA.
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NCA Compliant
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